Most insurance plans do not cover plastic and cosmetic surgery procedures (including tummy tuck surgery, liposuction, and breast augmentation) because they consider them “elective” procedures. The exception is reconstructive procedures; some insurance plans provide coverage for procedures such as breast reduction or rhinoplasty for functional purposes, where there is a health-related need for surgery. However, this coverage will vary by insurance plan, so it’s a good idea to check with your provider or peruse your plan documents for more details.
To make the cost of plastic surgery more budget friendly, Dr. Richard Swift’s office accepts Prosper HealthCare Lending.
Prosper HealthCare Lending is the premier financing company in the cosmetic surgery industry. With over $5 Billion funded and over 300,00 loan inquiries services through their lenders, this is a name and a program you can trust.
- Immediate decisions for loans under $35,000
- Term options out to 84 months
- No collateral required
- No prepayment penalties
- Fast & easy loan inquiry process
- 100% Confidential